Your household logs.
Walled off with ironclad isolation.
Your financial data is yours alone. Here is exactly how we keep it that way.
Only you can see your data
Your finances are completely private — no one else on ChillarFlow can ever see your transactions, balances, or goals. Think of it like a safety deposit box at a bank: only you and your partner hold the key.
We only read what you send us
When you message the ChillarFlow bot, we read only that specific message to log your expense. We have no access to your other WhatsApp or Telegram conversations — ever.
No bank passwords. No ads.
We never ask for your bank login or internet banking password. ChillarFlow works only from the entries you type — and we will never show you ads or sell your spending data to anyone.
Your partner needs your permission to join
Adding a partner to your household requires a unique invite link that only you can generate. No one can access your household without that explicit invitation from you.
Our Structural Guarantees
Your records belong exclusively to you. If you ever decide to close your account, executing a delete command permanently flushes your entire transaction history from our core active instances. We reject cold-storage monetization hooks, meaning when you delete it, it is genuinely gone.
Our ingestion architecture has zero technical visibility into your personal device files, photo libraries, or unlinked text channels. The parsing engine activates strictly and explicitly when text payloads are received directly at our verified chat gateway nodes.
Start tracking with complete privacy
Set up your household in under 2 minutes. No bank passwords, no ads, no data sharing.
Initialize Secure Account Vault