Built because we were tired of fighting with money.

Managing money in India today is weirdly stressful.

If you are in a relationship, you are constantly trying to balance joint household pools—rent, maids, groceries—against individual spending. One partner pays the milk vendor via UPI, the other orders dinner on Swiggy, and at the end of the month, nobody knows where the salary vanished. It leads to the exact same cyclical, exhausting arguments.

If you're a solo earner, creator, or freelancer, the fight is with yourself. You're constantly trying to stop client invoices, SaaS renewals, and project expenses from blending into your everyday spending.

Every software tool we tested fell into two traps: they were either simple calculators with no concept of shared tracking, or overly corporate accounting software that demanded your private bank passwords just to display a graph. None of them matched the speed of real life.

So we built ChillarFlow around one idea: your phone is already in your hand, and WhatsApp is already open. Logging a transaction should be as easy as sending a text.

We're a small team, and we use ChillarFlow ourselves every day to track our own money. When something feels slow or annoying, we're the first ones to notice — which keeps us honest about what's actually worth building.

ChillarFlow is completely free on our basic Pocket Flow tier. If you want unlimited AI parsing, the Yearly Pass costs less than a cup of cutting chai a week. No selling your data, no hidden credit scoring, and no ads.