Joint Pools & Partner Settlements.
Modern homes manage money fluidly across multiple channels—personal cards, joint digital accounts, and cash for local domestic help. ChillarFlow adapts to this reality using intuitive calculation parameters and clear balance logs.
One Unified Dashboard, Two Independent Feeds
You don't need to merge your bank accounts or share private banking passwords to stay in sync. Each partner connects their individual WhatsApp or Telegram profile independently. ChillarFlow processes the incoming records and handles the arithmetic in the background, updating a single running timeline that highlights exact settlement balances without manual calculation arguments.
🏠 The Joint Contribution Rule
Set custom structural pool weights that match your household dynamic (e.g., a simple 50/50 split or weights proportional to individual monthly earnings). When shared obligations like rent, groceries, or society maintenance are logged via text, the ledger applies your rules automatically.